Australian income tax calculator
Estimate the income tax and Medicare levy on your salary for 2026–27, with a bracket-by-bracket breakdown of how the total is reached.
Aussie Salary & Tax Calculator
Salary breakdown for $80,000 · Tax year 2026–27
Your estimated take-home pay
$63,880/ year
On a $80,000 salary in 2026–27, before super.
- Month
- $5,323
- Fortnight
- $2,457
- Week
- $1,228
Salary breakdown
- Gross salary
- $80,000
- Income tax
- − $14,520
- Medicare levy
- − $1,600
- HELP repayment
- $0
- Take-home pay
- $63,880
- Super
- $9,600
- Total package
- $89,600
Tax year 2026–27. Annual figures; super is paid to your fund, not to you.
Where your package goes
| Category | Amount | Share |
|---|---|---|
| Take-home pay | $63,880 | 71% |
| Income tax | $14,520 | 16% |
| Medicare levy | $1,600 | 2% |
| HELP repayment | $0 | 0% |
| Super | $9,600 | 11% |
How your income tax adds up
| Bracket | Rate | Your income | Tax |
|---|---|---|---|
| $0 – $18,200 | 0% | $18,200 | $0 |
| $18,201 – $45,000 | 15% | $26,800 | $4,020 |
| $45,001 – $135,000 | 30% | $35,000 | $10,500 |
| Income tax | $14,520 | ||
Calculations are estimates only and are provided for general information. They do not constitute tax or financial advice.
Income tax rates used for 2026–27
The calculator applies the ATO's individual income tax rates for the year you select. For Australian residents in 2026–27 these are:
| Taxable income | Tax on this income |
|---|---|
| $0 – $18,200 | Nil |
| $18,201 – $45,000 | 15c for each $1 over $18,200 |
| $45,001 – $135,000 | $4,020 plus 30c for each $1 over $45,000 |
| $135,001 – $190,000 | $31,020 plus 37c for each $1 over $135,000 |
| $190,001 and over | $51,370 plus 45c for each $1 over $190,000 |
What the tax estimate includes
- Income tax from the rate table above, or the foreign resident or working holiday maker table if you choose that residency.
- Low income tax offset of up to $700 for residents, applied automatically.
- Medicare levy of 2%, reduced for incomes between $28,011 and $35,013 (single, no dependants).
- HELP repayments, if you switch them on. These are loan repayments rather than tax, so they are not counted in your effective tax rate.
It does not include deductions, the Medicare levy surcharge, the seniors and pensioners tax offset, family Medicare reductions, capital gains or investment income. See the methodology for details and the tax brackets page for other years.
Frequently asked questions
Will a pay rise push all my income into a higher tax bracket?
No. Australia has a progressive tax system, so only the income above each threshold is taxed at the higher rate. A pay rise always increases your take-home pay.
What is the difference between marginal and effective tax rates?
Your marginal rate is the rate on your next dollar of income. Your effective rate is your total tax divided by your total income. On $100,000 in 2026–27 the marginal rate is 30% but the effective rate, including the Medicare levy, is about 22.5%.
Is the low income tax offset included?
Yes. Australian residents with a taxable income under $66,667 receive the low income tax offset of up to $700, and the calculator applies it automatically.
Do foreign residents pay more tax?
Usually, yes. Foreign residents have no tax-free threshold and pay 30% from the first dollar, but they do not pay the Medicare levy. Working holiday makers pay 15% on the first $45,000.
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- Salary package calculatorSplit a package into base salary and super.
- Contractor rate calculatorEstimate the day rate that matches a salary.
- HECS/HELP repayment calculatorEstimate your compulsory study loan repayment.
- Australian tax bracketsCurrent and recent individual income tax rates.
Estimates only. Calculations are estimates only and are provided for general information. They do not constitute tax or financial advice. Your actual tax depends on your full circumstances, including deductions, other income and offsets. Check the ATO website or speak to a registered tax agent before making decisions.